Real Hazards Incorporated

National Flood Insurance Program

Questions & Answers About Flood Insurance for Real Estate Professionals

Why should I alert my clients about the importance of purchasing flood insurance?

Who can purchase flood insurance?

How do clients obtain a flood insurance policy?

How much will flood insurance cost?

When is the best time to buy flood insurance coverage?

What is a Special Flood Hazard Area (SFHA)?

How will I know if a building is in an SFHA?

Am I legally liable if I do not disclose the fact that a structure is in a high-risk flood area?

For more information about the NFIP and flood insurance, call 1-800-427-4661,
or contact your insurance company or agent.

For an agent referral, call 1-888-435-6637
TDD 1-800-427-5593

Information presented on this page is public information distributed by the Federal Emergency
Management Agency (FEMA )

© copyright 2006-- Real Hazards Incorporated--all rights reserved
PMB #1130 Suite #102 22833 Bothell-Everett Hwy Bothell, WA 98021

California: 310-237-5437
Washington: 425-939-7887
Toll Free: 866-802-2864
Fax: 310-295-9411

 Flow chart for  Mandatory Purchase  of Flood Insurance at  Loan Origination

 Flow chart for Trigger Points  During Life of Loan

Between 20-25% of all flood claims paid by the NFIP are outside of Special Flood Hazard Areas.